Your AHV/AVS pension and your pension fund alone will hardly allow you to maintain your standard of living in retirement. Swiss pensions are bound to shrink in the future and lower interest rates translate into lower returns on our pension assets. At the same time, life expectancy is rising, and the benefits pot has to be shared between a growing number of recipients. These effects are mutually reinforcing and serve as a warning: If you want sufficient income once you retire, you should invest in a private third-pillar retirement savings plan.
Our green pillar 3a offers an investment portfolio of individual companies which respect responsible ecological, social and ethical standards alongside the more conventional investment criteria of profitability, liquidity and security.
You invest directly and in the future from your first franc, without fund management fees and at unrivaled conditions.
* Compared to the average costs of the 3a securities solutions of Viac, Finpension, frankly, GKB Gioia 3a, Selma Finance as of 09.01.2025.
3a retirement savings account | CHF | 0.00 |
Securities account | CHF | 0.00 |
Collecting 3rd pillar assets | CHF | 0.00 |
Fees on fixed assets | Max. | 0.40% |
And how much tax can you save?
1'491.90 CHF tax savings in the first year